About Perdania

Company Profile
Established in August 1984, PT Resona Indonesia Finance (PT RIF) is a subsidiary of PT Bank Resona Perdania formerly known as PT Daiwa Lippo Leasing Corporation. PT RIF move with a primary focus on financing the capital goods for the corporations. 

As a major shareholder, Bank Resona Perdania conducts monthly monitoring on PT RIF’s financial performance, besides the annual general audit conducted by the Bank’s Internal Audit Unit (SKAI). In order to support the operation and development, Bank Resona Perdania also provide a loan facility to PT RIF.

Vision
To be a sound and globally competitive finance company.

Mission

1. Creating a conducive working environment and creative - productive culture for Human Resources of company;
2. Optimizing excellent services to customers;
3. Upholding the implementation of good corporate governance in the conduct of business;
4. Maximizing enterprise value for all Stakeholders;
5. Increasing the company's contribution to national economic growth, social responsibility and environmental sustainability.

Business Permit

1. Decree of the Minister of Finance of the Republic of Indonesia No. KEP-197 / KM.6 / 2003 concerning Amendment to Decree of the Minister of Finance Number 555 / KMK.017 / 1994 concerning The Granting Business License of Financing Institution to PT Daiwa Lippo Finance to PT Resona Indonesia Finance;
2. Decree of the Minister of Finance No. 555 / KMK.017 / 1994 concerning The Granting Of Business Licenses of Financing Institutions To PT Daiwa Lippo Finance;
3. Decree of the Minister of Finance of the Republic of Indonesia No. KEP-145 / KM.11 / 1984 concerning The Granting of Business Licenses in Leasing to PT Daiwa Lippo Leasing Corporation.

Paid-Up Capital
IDR 25.000.000.000

Shareholders
PT Bank Resona Perdania (99,99%)
Resona Bank Ltd., Japan (0,01%)

Board of Commissioners

Board of Directors

Achievement

1. The Finance Company in Very Good rating on Financial Performance during 2016 from Infobank magazine, September 2017;
2. One of the Five Best Finance Companies in 2017 for Asset Categories under IDR 1 Billion from Indonesian Financial Services Association, December 2017;
3. The Finance Company in Very Good rating on Financial Performance during 2017 from Infobank magazine, September 2018.

The Advantages of using Financing services as a Funding Strategy

1. A fast and easy process;
2. Potential tax benefits;
3. The rental period is shorter than the time of depreciation;
4. Obtaining assets with a minimum budget;
5. Flexible down payment and time period.

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