In general, the Bank will increase revenue through increased loans and optimize the use of credit facility, export, import, and bank guarantee facilities for 2011.

The Bank also seeks to increase funding sources through increasing the number of third party funds and long-term loan facilities with low interest rates and through increasing the capital of the Bank.

In addition, the increased effectiveness of operational systems and information technology systems is the next logical step to be taken by the Bank to improve working efficiency and effectiveness.

From compliance side, the understanding of regulations will be improved, which in turn will benefit the implementation of compliance procedures.

An important policy that will be undertaken for 2011 is increasing cost efficiency through cost control without disrupting the smooth operation of the Bank. 
 

As a continuation of previous plans, the Bank will carry-out the opening of a functional office in Bali, perform risk management certification, apply the GAAP 50 and 55 Revised 2006 in overall for every report of the Bank and the development of management information systems to improve risk control systems.